Safer borrowingSubmit a clear consumer finance complaint
Prepare a focused consumer-finance complaint with a short timeline, supporting documents and a specific requested resolution.
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Safer borrowing
Recognize misleading offers and protect your information.
25 GUIDES / PAGE 2 OF 3Safer borrowing
Safer borrowingDebt relief promises that deserve closer scrutiny
Examine what a debt-relief offer actually does, who receives your payments and which outcomes remain uncertain.
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Safer borrowingCredit repair claims and upfront promises
Evaluate credit-repair claims by separating genuine report errors from accurate history and checking the proposed service and fees.
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Safer borrowingUnderstand the risks of using a car title as collateral
Evaluate a car-title loan using repayment cash flow, written charges and the practical consequences of putting transportation at risk.
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Safer borrowingPayday borrowing: calculate the cost of a short deadline
Calculate the dollar cost and due-date cash requirement of a short-term payday loan before relying on your next paycheck.
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Safer borrowingRolling over a loan can leave the principal unchanged
Track principal separately from renewal fees so an extended due date does not look like progress toward paying off the loan.
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Safer borrowingRemote access requests during a loan call
Pause a loan call that asks for remote computer access, then verify the request and protect any accounts exposed during the session.
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Safer borrowingSpot pressure to borrow before you can review the terms
Recognize pressure that prevents a proper loan review and keep control of the decision before signing.
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Safer borrowingSeparate a real servicing message from an impersonation
Check account messages through an established servicing channel before changing payments or sharing account information.
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Safer borrowingProtect a financial document folder on a shared computer
Organize and protect loan records on a shared computer while limiting downloads, account access and accidental sharing.
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Safer borrowingKeep a useful timeline after suspected loan fraud
Build a clear incident timeline that helps payment providers and investigators understand suspected loan fraud.
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Safer borrowingDiscuss a suspicious loan offer with an older relative
Review a questionable loan offer with an older relative while preserving trust and their role in the decision.
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